It is ABSOLUTELY TRUE that it is now illegal (according to our tyrannical gummament) to melt down coinage for a better ROI (return on investment).
Do it if you're feeling lucky. But, I wouldn't do it, if I were you.
IMHO, theres too many cell phones and goodie two-shoes "out there" that'll turn you in in a heartbeat!! Jail cells are no fun if ya like breathing fresh air when ever you want to, without having to ask some "CO's" permission!